Due to the rise in identity theft I would highly recommend that you check your credit report at least once a year. A recent amendment to the FCRA (Fair Credit Reporting Act) allows you to receive a free credit report annually. It will be available to all U.S. States by Sept. 1, 2005.
The conforming loan amount limit for 2008 is $417,000. Anything above is a jumbo loan which carries higher interest rates.
FHA loan limits for 2008: $271,050
VA loan limits for 2008: 1 unit - $417,000; 2 units - $533,850; 3 units - $645,300; 4 units - $801,950